Comments for Recession Proof Living

Comment on Guest Post: Why We Need a Public Option for Health Insurance by dumpster rental owls head ny

dumpster rental owls head ny — Thu, 05 Jan 2012 07:16:29 +0000

Ive learned so much online in the past four years. The majority of my knowledge I attribute to reading terrific blogs like yours. Thank you!

Comment on How to Review and Improve Your Home Insurance Policy by Four Questions You Should Ask About Your Home Insurance Policy | London 2012

Wed, 14 Sep 2011 12:50:46 +0000

[...] wide variety of readers in various subjects and fields. For more information about home insurance, http://howtostayafloat.com/2011/02/how-to-review-and-improve-your-home-insurance-policy.html/”... Proof Living offers readers tips for reviewing and understanding home insurance [...]

Comment on Guest Post: The Roth IRA vs The 401k Battle- Which Reigns Supreme? by Kevin@RothIRA

Kevin@RothIRA — Wed, 27 Jul 2011 23:49:53 +0000

Both plans have their advantages and their place in a retirement portfolio. If you can combine having both you’re in the best position possible.

The 401k has more generous contribution limits and often have an employer match. A Roth IRA can’t come close. But the Roth offers more investment choices, the ability to withdraw funds in advance of retirement without taxes or penalties, tax free withdrawals after age 59.5, and no minimum required distributions after 70.5. You can keep growing it and it won’t add to your tax liability.

But again, you can’t beat the 401k for rapid accumulation. So if you can have both, go for it!

Comment on Tips on Improving Your Credit Rating by ross

ross — Wed, 06 Jul 2011 23:50:52 +0000

one thing i would advise people to do that want to improve their credit is to visit a free site that was created through the “Fair Credit Reporting Act”. It is called annualcreditreport.com
You can check your reports from all the 3 major bureaus 1 time per year. It is the exact same service that is offered by the credit reporting commercials that you see on TV, but this doesn’t cost anything.

Comment on Mortgage Life Insurance is a Ripoff by Emmy

Emmy — Fri, 15 Apr 2011 02:45:41 +0000

I’m not easily ipmrseesd. . . but that’s impressing me!

Comment on The Psychology of the Recession-Proof Mind by Bradley Foster

Bradley Foster — Mon, 28 Feb 2011 14:15:41 +0000

Hi Andrea,

It’s nice to see you posting regularly again. I totally agree with what you say in your post. I see it almost daily when I work with people who are in debt, unemployed or underemployed. It really takes a toll on people’s psyche. People are funny in that when they are in that stress place, their resistance to doing all the tips you mention is greatest. Someone who would regularly work out, just stops when they are under a lot of stress, even though that’s when they need it the most.

Comment on Frugal or Not Frugal: 8 Items Reviewed by Andrea

Andrea — Mon, 17 Jan 2011 15:05:42 +0000

Hey Jaymus, you should have listened when I told the guys to skip that section! I suspect some of the ladies found it useful, however.

Comment on Frugal or Not Frugal: 8 Items Reviewed by Jaymus (RealizedReturns)

Jaymus (RealizedReturns) — Mon, 17 Jan 2011 04:09:42 +0000

Re: #6
I didn’t stop reading. I wish I did. Had no idea such a product was out there.

Comment on Christmas: Buy or Make? by Mike

Mike — Mon, 20 Dec 2010 02:06:12 +0000

Agreed…..it is the thought that counts. If you are in a financially tight position your family and true friends will appreciate any gesture you make during the holidays.

Comment on Is Identity Theft Insurance a Ripoff? by Laundry Bag

Laundry Bag — Thu, 16 Dec 2010 05:59:31 +0000

on the internet, identity theft is a very common scam so always protect your personal info ~”"